FINANCIAL STRATEGY
BUILT FOR CONTRACTORS.
Fractional CFO expertise to improve cash flow, increase
profitability, strengthen bonding capacity, and build a
more valuable business.
Improve cash flow
FIND CASH. KEEP CASH.
INCREASE PROFITABILITY
STRONGER MARGINS.
BETTER RESULTS.
STRENGTHEN BONDING
cAPACITY
BETTER FINANCIALS.
BIGGER OPPORTUNITIES.
REAL NUMBERS.
CLEAR DIRECTION.
MAKE BETTER DECISIONS
BUILD A MORE
VALUABLE BUSINESS
TODAY AND TOMORROW.
WE SOLVE REAL PROBLEMS
Helping Contractors
Build Stronger Businesses
Contractors are experts at building projects.
We're experts at building stronger financial foundations.
We give you the numbers, insights, and strategyÂ
you need to grow with confidence.
Cash Flow Problems
Unpredictable cash flow makes it hard to pay bills, employees, suppliers, and subcontractors.
Bonding Limitations
Weak financials and poor reporting limit your bonding capacity and
ability to grow.
No Strategic Plan
Without a plan, growth is random.
With a plan, growth is predictable.
Unclear Profitability
Not knowing your true numbers
leads to wrong decisions and
missed opportunities.
Lack of Financial Clarity
Without accurate, timely financials, you're flying blind in a competitive industry.
No CFO on Your Team
You need high-level financialÂ
leadership without the full-time
CFO cost
One Contractor. Complete Financial Solutions.
We provide comprehensive fractional CFO services built specifically for all types of contractors. From cash flow and forecasting to bonding, banking, budgeting, and strategic planning, we bring experienced financial leadership to your business without the cost of a full-time CFO.Â
OUR SERVICES
"I've worked with John for over eight years, and his financial expertise in construction and real estate development is unmatched. He has guided our company through complex financial situations, always putting our best interests first. John is a strong negotiator who works relentlessly to deliver consistent results for all of his clients."Â
Mike Poulakidas
CEO, JTE real estate services & real estate attorneyÂ
★★★★★
"I've worked with John for over six years and have valued his expertise throughout the growth of my business. He was instrumental in navigating    the WBE certification process and has continued to be a trusted resource when evaluating and executing strategic opportunities in my company.    John brings a sharp eye for structuring projects and identifying financial strategies that support long-term business growth. I highly recommend John and the team at Contractor Financial Solutions!"
Shannon Wells
President, SC Wells LLC
Certified WBE Construction company
★★★★★
"John and I have worked together for many years across a variety of clients, and his ability to solve complex problems is unmatched. He consistently finds solutions for contractors and developers-even in situations that seem impossible. John is someone I confidently recommend to my clients."Â
Bob Davis
Bond & Insurance Broker
★★★★★
A CFO who understands
the surety side
John spent nearly two decades underwriting and managing surety relationships before moving into construction CFO leadership. That experience gives Contractor Financial Solutions a unique perspective on how to position contractors for stronger bonding, banking, and growth opportunities.Â
MEET THE FOUNDER
John Davis
Founder & Fractional CFO
Construction Finance & Surety Expert
John Davis brings 30+ years of experience in construction and finance, surety bonding, and executive financial leadership.Â
​
His career includes serving as a CFO and Fractional CFOÂ for construction and real estate companies, as well as holding senior leadership positions with major surety organizations.Â
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What sets John apart is his experience on both sides of the table. He understands how contractors manage their finances-and how banks and surety companies evaluate contractors when determining credit and bonding capacity.Â
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Throughout his career, John has managed seven-figure credit facilities, construction WIP and AIA reporting, project financing, acquisitions, banking and surety relationships, and the financial operations of major construction and real estate development projects.Â
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Today, he brings that experience directly to contractors who need CFO-level financial leadership without the expense of hiring a full-time CFO.Â
30+
Years Experience
CONSTRUCTION
CFO Experience
SURETY
Executive Experience
B.A.
Accounting
Connor Davis
Director of Client SolutionsÂ
Connor Davis brings a strong foundation in finance, accounting, business strategy, and financial analysis to Contractor Financial Solutions. He holds a Bachelor’s degree in Finance and a Master of Business Administration (MBA).
Working alongside Founder and Fractional CFO John Davis.
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Connor supports clients through financial analysis, reporting, budgeting, forecasting, cash-flow analysis, and organization of key financial information used to make better business decisions.
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Connor combines financial knowledge with a technology-driven approach, including proficiency in Microsoft Excel, Word, financial modeling, data analysis, reporting, and modern business technology. His ability to organize and interpret financial information helps turn complex numbers into clear, actionable insights for contractors.
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His strengths in communication, problem-solving, organization, attention to detail, and client service help ensure clients receive accurate information, responsive support, and a high level of professionalism throughout the engagement.
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Together, Connor and John combine experienced CFO leadership with modern financial analysis and technology to provide contractors with the clarity and support needed to operate more efficiently and pursue profitable growth.
B.S.
Finance
MBA
ANALYSIS
Business Administration
Financial Analysis
EXCEL
Technology & Excel
Bonding & Surety Solutions
✓
Bonding capacity analysis
✓
Financial statement preparation
We empower contractors by strengthening their financial position to secure maximum bonding capacity. Our experts streamline the surety process, ensuring you have the backing needed to win larger projects and scale your operations with confidence.
✓
Surety prequalification support
✓
Work in progress reporting
✓
Bank and surety relationships
01
Consultation
Schedule a detailed consultation to assess your current bonding needs.
02
Review
We review your financials to identify strengths and areas for improvement.
03
Preparation
We prepare a comprehensive bonding package tailored for surety approval.
04
Support
Ongoing reporting support to maintain and grow your bonding capacity.